CAR FINANCE
Flexible car finance in Prescot
Spread the cost of your next car with flexible finance options from trusted UK lenders. Low deposit plans, competitive rates and quick decisions to get you on the road sooner. All finance is subject to status.
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Apply for car finance today
Complete the form below to start your finance application. One of our team will review your enquiry and be in touch within 24 hours to discuss your options. All enquiries are handled in confidence.
Frequently Asked Questions
Finance Questions Answered
What credit score do I need for car finance?
We work with a panel of lenders who consider a range of credit profiles. While a good credit score improves your chances of approval and better rates, we can often help customers with less than perfect credit. Apply to find out what options are available to you.
How much deposit do I need?
Deposit requirements vary by lender and your individual circumstances. Typically, deposits start from 10% of the vehicle price, but some lenders may accept lower deposits. A larger deposit usually means lower monthly payments and better interest rates.
Can I use my part exchange as a deposit?
Yes. If you have a car to part exchange, the agreed valuation can be used as all or part of your deposit, subject to lender approval.
How long does finance approval take?
We aim to get you a decision as quickly as possible, often on the same day. Once approved, we’ll arrange the paperwork and you can collect your car from our St Helens forecourt.
What finance options do you offer?
We offer Hire Purchase (HP) and Personal Contract Purchase (PCP) finance agreements, subject to status. Both options let you spread the cost of your car over an agreed term with fixed monthly payments. We’ll explain the differences and help you choose the best option for your circumstances.
Can I settle my finance early?
Yes, most finance agreements allow early settlement. Contact your lender for a settlement figure. Early settlement may include charges depending on your agreement terms.
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Find your next car today
Browse our full range of quality used cars in Prescot, or get in touch to discuss finance options and part exchange. Family-run business with over 20 years experience.